by CoreWave Studio

A personal finance app

One ledger for everything you own and owe.

Bank accounts, shares, bonds, fixed deposits and loans in one calm place. Private on your device, with sync when you want it.

DownloadSee the features
Dashboard
TurtleNest dashboard showing net worth, income and expense, and account balances

Screens

A look inside.

Net worth
Net worth over time
Net worthAssets, investments and liabilities, month by month.
Budget
Budget against actual with a category breakdown
BudgetPlanned against actual, with the month broken down by category.
Fixed deposit
Fixed deposit detail
Fixed depositTerms and a payout schedule that posts itself.
Loan schedule
Loan amortization schedule
Loan scheduleEvery instalment split into principal and interest.

Three promises

See it all

Net worth, not just a balance

Accounts, investments and loans roll into one figure in your base currency.

Plan ahead

Budgets, calendar, reminders

Know what is due and what is left before the month starts.

Keep it private

Encrypted on your device

Your finances live in a file only your password opens.

What is inside

A page for each part of the app.

Accounts

Ledgers and transfers

Running balances, splits, projects and reconcile.

Accounts and transactions →

Investments

Holdings, deposits, loans

Trade logs, maturities and amortization schedules.

Investments and loans →

Plan

Budget and calendar

Planned against actual, with everything scheduled in view.

Plan ahead →

Reports

Twenty-three reports

Any period, compared with any other.

Reports →

On your phone

Windows and Android, side by side.

Dashboard (Android)
Add transaction (Android)
Budget (Android)

Privacy

Built so we cannot read your data.

Each person has a login and an encrypted database. Without your password or recovery key, nobody can open it.

Security and privacy →   Privacy and terms →

Get it

TurtleNest app icon

By invitation, for family and friends.

Download